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Arizona Loan Modification: Can You Get A Loan Modification If You Are Current On Your Payments?

January 18, 2009

As I speak with people every day, I am hearing a question being asked more often than I can remember in the past:

“Can I get a loan modification if I am current on my payments?”

The answer?

It depends.

I think that it is probably safe to say that most lenders are currently not modifying your loan if you are current on your payments.  Now that I have said that, I am sure that there are examples where people have been able to get their loan modified and never have to miss a payment.

From what I can gather, one key to getting a loan modification done is to keep trying – even after the lender has told you no.  The other key to getting a loan modification done is to find and hire a reputable loan modification attorney who can help you negotiate a loan modification with your lender.

Do you have to hire a loan modification attorney to get a loan modification done?

No.

But from what I can tell, it seems like it helps your chances of getting a loan modification done.

Also, here is how you can learn how to do your own loan modification without the help of a loan modification company.

Filed Under: Loan Modification Tagged With: Arizona Loan Modification, Arizona Loan Modification Attorney, Loan Modification

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