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Declining Markets: What Is A Declining Market?

December 14, 2010

In certain areas of the country, there are "declining markets" and the term becomes very relevant if you are buying a home or refinancing a home in a "declining market" because there are guideline restrictions for properties in these areas. Appraisal Reports For Declining Markets Appraisal reports prepared for collateral in declining markets, oversupply and over six month marketing time (as … [Read more...]

How To Value A Property That Is Not Yet Built

June 27, 2010

It's obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals on homes that haven't been built yet generally require the contractor and home buyer to supply more documentation in order to get a more accurate … [Read more...]

Five Myths About Home Values in Arizona

June 18, 2010

During periods of economic growth, when home values are typically just going up, most homeowners do not question appraisals much. And in times of turmoil when property values are declining, home sellers and even listing agents quite often question and pick apart appraisals. However, the actual appraisal process changed very little over the course of the housing boom and bust cycle American … [Read more...]

Understanding the Difference Between an Appraisal vs Neighborhood Listing Prices

June 16, 2010

Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street? It’s a great question, and you don’t have to be a mortgage professional or a real estate agent to understand the answer. The distinction lies in the purpose of the two valuations and who is responsible for creating them. Appraisals: The purpose of an appraisal is to … [Read more...]

What Appraisers Look For

March 29, 2010

Many people are not 100% certain as to what appraisers look for when determining the value of a real estate property. One of the more common misconceptions that many people have is that once the appraiser looks at their home, the appraiser knows the value. But -- the honest truth is that the appraiser actually has a good idea of the property's value by the time they have scheduled an … [Read more...]

Recent Items

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Latest News

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

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