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Kids Water Saftey – Can Save You On Homeowners Insurance

June 27, 2010

Here’s another tip that has been drilled into you by TV and radio in AZ but I bet your insurance guy never told you how this impacts your wallet.

Another insurance savings tip. Save your deductible – By Watching Kids Around Water / Pools. If you have a pool + kids + friend = potential trouble. Check to see what your liability limits are on your policy.

Even better question is why don’t you have an Umbrella to give you an extra $1 million of coverage for pennies? I know your kids’ friends’ parents would easily value their loss of a child at over a million.

Want some Facts?

On average, nearly 90 people die from drowning in Arizona each year with the majority of those deaths happening between April and August.

Although they make up only 20% of the number of total drowning deaths in Arizona according to the Arizona Department of Health Services, news reports usually center on children who have drowned in their family’s or a friend’s backyard swimming pool. Most of them, about 75%, were being supervised around water by at least one adult and were out of the sight of those adults for 5 minutes or less.

It only takes 2 inches of water and a couple of minutes for a small child to drown.

Did you know we have a National Safety counsel to tell us how to be safe?

Simple water safety procedures from the National Safety Council:

  1. Never swim alone.
  2. Never leave a child alone near water. If you must leave, take your child with you.
  3. Enroll children over age three in swimming lessons taught by qualified instructors.
  4. Always use approved personal flotation devices (life jackets).
  5. Don’t jump or dive into unknown bodies of water.
  6. Always have a first-aid kit and emergency phone contacts handy.
  7. Never consume alcohol when operating a boat or other watercraft.

Be safe around water – you might be surprised at how much it can save you on your Arizona homeowners insurance policy.

Filed Under: Homeowners Insurance, Insurance, Miscellaneous Fun Tagged With: Arizona Homeowners Insurance, Arizona Insurance, Water Safety

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