With today the first day of summer and all the TV news stations in the valley broad casting their annual Monsoon Do’s and Don’ts for the season I thought I might shoot a quick reminder to all our homeowners about insurance this time of year.
As a home owner there are a couple simple things you can do to help prevent a claim and also help prevent the cost of incurring your deductible on your homeowners insurance.
Take a look around your property, if you landscaper, or you as the case may be, has not done so make sure all your trees are trim and not hanging over you home. Many of us in Phoenix do not believe this is important because we are in the “city” vs. up in the Mountains of Payson or Prescott. But trim trees are important to us too down here. If you have any large trees and we get a decent wind storm the shallow root base of many of our trees is a recipe for a tree into your roof or windows.
Next, take a quick peak at your roof. You do not need to go for a walk about on your roof to do a simple inspection. Just look up from your drive or out a window. If you see a lot of cracked tiles now might be the time to call a roofer for a free estimate or review before you have a leak in your bedrooms. Also, look at the ends of all your eves. If you have tile most eves are caped with roofing clay to prevent wind and rain from sneaking up under your tiles and causing wind damage or water damage. Again if they look off compared to your neighbors or what you think should look “normal” call the expert and get it checked out, it free.
Enjoy the summer heat, and stay cool in the pool all.