The media today is filled with stories of people who somehow ended up with a loan that they couldn't afford and now are in serious financial trouble and facing choices that are not pleasant. Were all of these people ripped off by a faceless army of unscrupulous loan officers who have now moved on to other industries to sell other things to unsuspecting victims? Maybe. Maybe not. I … [Read more...]

As our blog continues to grow, we are getting more questions each week -- all good questions and it is fun to meet so many new people who are in so many different financial situations. Tammy and I were talking and we thought that it would be fun to take a question that seemed like it may apply to more than just one person and write our view of "the answer". This question came from … [Read more...]