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Is The Man Keeping Title Reps Down?

January 25, 2011

Are you a title rep who is working for The Man here in Arizona? And yes, we all know what I said once about title reps. … [Read more...]

Title Insurance Simply Explained

March 4, 2010

A very simple explanation of title insurance and why it is important for every homeowner courtesy of www.ctic.com: Title policies insure owners and lenders against possible losses from claims against real property ownership. The preliminary report or commitment provides advance information on matters which will be excepted from coverage. Lenders and owners are thereby given an opportunity to … [Read more...]

What Is A Preliminary Title Report?

January 28, 2010

What is the Preliminary Title Report? It can also be called a PTR, Prelim, Title Commitment and just plain Commitment.  All of these terms describe one of the least read (or understood) documents in a typical real estate transaction. The official definition is "an offer to issue a policy of title insurance covering a particular estate or interest in land subject to stated exceptions." … [Read more...]

21 Reasons You Need Title Insurance

January 23, 2010

It's a common question... Why do I need title insurance? I am asked that question a couple times a month, usually during a loan closing.  The question is asked right after I cover the title insurance fees on the HUD-1 Settlement Statement. The short reply is to protect you as the rightful owner of the property. A much more complete list is included below (I have to admit, I am not able … [Read more...]

Is it a Quickclaim Deed or a Quitclaim Deed?

January 17, 2010

Is it a Quickclaim Deed or a Quitclaim Deed? Do you know? I’ll wager when asked about this document, it is a 50/50 proposition as to which name will be used.  It does “quickly” convey title to real property.  It also “quits” any claim the grantor has to the title … Give up? The correct answer is Quitclaim Deed. Here’s the definition from Chicago Title: Quitclaim Deed -- A deed … [Read more...]

Recent Items

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Latest News

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

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