Arizona Renters Insurance
Whether you are renting a home, condo or apartment in Arizona – Arizona renters insurance is something that you will want to have.
Suppose you have visitors to your apartment and someone slips on a wet kitchen floor and breaks an arm – who will be responsible for the medical costs? In most circumstances… you will!
Arizona Renters Insurance: About
Renters Insurance policies are designed to cover you in the event of loss to your personal property and protect you in the event you are responsible for injury or property damage to others in whatever type of dwelling that you are currently renting or leasing right here in Arizona. It has been estimated that up to 75% of Renters do not have renters insurance coverage — which is a reason that often times, landlords and apartment complexes are now requiring renters insurance as a condition to rent.
Arizona Renters Insurance: What Is A “Named Peril”?
Generally speaking, renters insurance provides “named peril” coverage, meaning the policy states specifically what you are insured against. Just a few of the common named perils include Fire or Lightning, Smoke, Vandalism or Malicious Mischief, Your agent will detail these for you before you buy a renters insurance policy — and be sure to always read the renter’s insurance contract for specific explanations of coverage and exclusions.
Arizona Renters Insurance: Shop For The Best Deal
The internet has made it easy to shop for great deals on Arizona renters insurance – you can fill out a simple form and have multiple Arizona insurance agents contact you who work with some of the Nation’s largest and most well known insurance companies.