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Acceptable Sources of Funds For Closing Costs / Down Payment

December 21, 2010

Every now and then, someone will ask me "is it okay if I ______________ to pay for my closing costs?" So I thought I would outline what most lenders will accept as an acceptable source of funds for closing costs and/or down payment when getting an FHA loan. Remember: no matter what funds you plan on using, they are going to have to be documented as to the source of the funds. Acceptable Sources … [Read more...]

FHA Loan Program Changes for 2009

January 5, 2009

Effective January 1, 2009 there are a few changes to the FHA loan program that are important to be aware of. According to HUD's mortgagee letters 2008-40 and 2009-09, the following changes are happening: New FHA Loan Limits The FHA loan limit has decreased in Arizona,  here is a list of all FHA loan limits by county in the US. All purchases and refinances (including the FHA streamline … [Read more...]

Recent Items

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Latest News

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

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