Arizona Mortgage Team

Arizona Mortgage Rates. Refinance FHA, VA and Jumbo Mortgage Loans.

  • Loan Programs
    • FHA Loans
      • FHA 203k Loan
      • FHA Streamline Refinance
      • FHA Kiddie Condo Loan
    • VA Loans
    • USDA Loans
    • HomePath Loans
    • Interest Only Mortgage Loans
    • Refinancing
    • Reverse Mortgages
      • Reverse Mortgage Quote
  • Insurance
    • Arizona Car Insurance
    • Arizona Homeowner Insurance
    • Arizona Life Insurance
    • Arizona Renters Insurance
  • Press
  • Blog

FHA Streamline Refinance: When Can You Lock Your FHA Streamline Rate?

January 19, 2009

Many people are taking advantage of the FHA streamline refinance program because interest rates are significantly lower than they were when they took out their FHA loan. When doing an FHA streamline refinance, when can you lock your loan? Each lender is different, but generally speaking, you must have completed an application and provided the required documentation that you can indeed … [Read more...]

FHA Streamline Program: 3 Questions To Ask Your Loan Officer About UFMIP

January 16, 2009

It is surprising how many people I speak with who have talked to other loan officers about an FHA streamline refinance who have not gotten all of the information they need to make an educated decision. On occasion, I run into people who have gotten actual mis-information from a loan officer, but most often, I find that they loan officer just didn't know - or if they did know, they weren't … [Read more...]

The FHA Streamline Program: Skip A Payment?

January 13, 2009

I was speaking with someone today about the FHA streamline program and they asked me the following question: "When I go through the streamline program, do I get to skip a payment?" To which I replied: "Technically, you are allowed to defer a payment when you participate in the FHA streamline program, but we officially can't call it a skipped payment". What is the difference between a … [Read more...]

Arizona FHA Streamline Program: 3 Basic Criteria to Qualify

December 15, 2008

Arizona FHA Streamline: Who Qualifies? The FHA streamline is more popular today than it was a few years ago because of the number of people who currently have an FHA mortgage is higher than it has been in recent years. And if you are currently in an FHA loan, often times your best financial move when rates drop is to participate in the FHA streamline program. Can anyone participate in the … [Read more...]

FHA Streamline Rules

December 3, 2008

With the recent drop in rates, more people are starting to ask us about refinancing options within the FHA program.  A couple of the recent questions that we received about the FHA streamline program: Question: Earlier this year, I got into the FHA program with an FHA Secure loan.  Can I do an FHA streamline refinance? Answer: No. FHA Secure loans are not eligible for the streamline … [Read more...]

The FHA Streamline Refinance: 5 Things To Know

December 1, 2008

Interest rates have fallen over the last week - to the point where if you are currently in an FHA loan, it probably makes sense to call your mortgage professional about the FHA streamline refinancing options. The FHA streamline program has been around since the early 1980's and is designed for people who currently have an FHA loan to lower their interest rate without having to completely … [Read more...]

FHA Streamline Refinancing: When Does It Make Sense?

November 26, 2008

Today it was announced by the Mortgage Bankers Association that approximately 1 in 3 mortgage applications today are seeking FHA or VA loans. The trend of more and more people getting an FHA loan has been going on for quite some time, and as mortgage guidelines continue to tighten the FHA and VA mortgage programs are as popular as they have ever been. With so many people getting FHA loans … [Read more...]

Recent Items

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Latest News

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Search

IMPORTANT MORTGAGE DISCLOSURES:

When inquiring about a mortgage on this site, this is not a mortgage application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation.

Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing.

Minimum credit ratings may vary according to lender and mortgage product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

Copyright © Mortgage.info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.

Contact Us | Terms of Use | Privacy Policy

Buy Mortgage Leads

Mortgage.info

NMLS ID #1237615 | AZMB #0928735

8123 South Interport Blvd. Suite A, Englewood, CO 80112

CLICK TO SEE TODAY'S RATES

Contact Us