If you have a Home Equity Line of Credit (HELOC) that you have not used, now is a good time to evaluate whether or not you think you will *ever* need the cash. If you think that you may need the cash in the future, it may be wise to withdraw it out and put it in another account. Why? Because banks are closing HELOCs with little or no prior warning leaving people with no line of credit … [Read more...]