As a mortgage guy, from time to time I get asked questions like: "do I qualify for a Roth IRA?" or "what is the difference between a Roth IRA and a traditional IRA?" Of course, my answer is the same - "I'm not qualified to answer this question, as I'm only a mortgage guy." Typically, I end up referring someone who asks me this question to someone I know who is qualified to handle these … [Read more...]