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Does It Cost Money To Lock A Rate?

June 15, 2009

Sometimes I can’t remember what I have and haven’t talked about before, but I thought since I have been asked the following question so many times in the last week, I would at least write a little blurb about it. Does it cost money to lock a rate? While I am not exactly sure why this has been such a popular question lately, here goes my best answer… It depends. The Initial Rate … [Read more...]

Should You Wait To Lock Your Loan?

June 11, 2008

Should You Wait To Lock Your Loan?

If you have a mortgage application in process and you have not locked your loan -- now is a great time to lock. Rates have been climbing over the last few weeks and it is not uncommon for us to see at least one rate increase a day right now. Recent jobs data reflected record unemployment (the biggest jump in 22 years!) -- which has somewhat helped keep rates under control, but everything that … [Read more...]

Recent Items

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

Latest News

  • How Does a VA Streamline Work?
  • Can you Use a Mortgage Assumption after a Divorce?
  • What are the Major USDA Streamline Guidelines?
  • How is the USDA Monthly Guarantee Fee Calculated?
  • How to Purchase USDA Foreclosed Homes?

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